Layer 1
AI Marketing Automation
Property descriptions, social content, listing syndication, and lead nurture sequences generated automatically from MLS data.
30 patent claims filedZero-display escrowFrom $4,999/month, bundled
Your agents close deals.Joyst handles everything else.
AI-powered transaction coordination, automated compliance, and the only patent-pending wire fraud prevention that never displays banking details to anyone. Built for enterprise brokerages. Priced to prove ROI in 8 weeks.
The problem Joyst solves
$2.9B
Lost to wire fraud annually (FBI IC3)
60-70%
Agent time spent on admin, not clients
$5K-10K
Loaded monthly cost of a single TC
13,638
Wire fraud victims in 2023 alone
Three layers, one platform
Marketing, transactions, and escrow securityin a single operating layer.
Layer 2
AI Transaction OS
Disclosures, milestone tracking, deadline management, and coordinator workflows. Every transaction produces an audit-ready compliance record.
Layer 3Patent Pending
Zero-Display Banking Integration
Wire routing and account numbers are never displayed to anyone. Buyers approve wires directly in their bank app. Patent-pending, 30 claims filed Feb 2026.
The math
One bundle vs. a stack of vendors
Every line item that used to require a separate vendor, a separate login, or a separate budget — included.
| Capability | Joyst | Legacy stack |
|---|---|---|
| Transaction coordination | AI-automated | Manual TC ($400-600/file) |
| Disclosure assembly | Auto-generated | 2-4 hours manual |
| Compliance audit trail | Built-in | Separate system ($$$) |
| Wire fraud protection | ZDBI included | CertifID add-on ($15-25/wire) |
| MLS syndication | One click | Manual per-portal |
| Monthly all-in cost | From $4,999/mo bundled | $15K-30K stacked vendors |
Patent pending — 30 claims filed Feb 2026
Zero-Display Banking Integration
Wire routing and account numbers are never shown to anyone — not agents, not buyers, not even the Joyst platform. Interception becomes impossible when there is nothing to intercept.
STEP 01
Escrow officer creates secure session
Wire details are encrypted and never displayed in any interface, email, or document.
STEP 02
Buyer receives bank-channel notification
A push notification arrives in the buyer bank app with the pre-authorized wire details.
STEP 03
Buyer approves inside their bank app
One tap to approve. No typing account numbers. No exposure to interception.
STEP 04
Escrow confirms receipt automatically
Milestone-triggered confirmation. Agents and all parties see status in real time.
Why not the tools you already have?
No single vendor covers all three layers
Dotloop / SkySlope
E-sign and document storage
- No AI automation
- No compliance engine
- No wire fraud protection
- No escrow integration
Qualia
Title & closing platform
- Title-side only
- No agent-facing tools
- No marketing automation
- No ZDBI equivalent
CertifID
Wire verification
- Verification only, not prevention
- Per-wire add-on cost
- No transaction management
- No AI coordination
In-house tools
Spreadsheets + email
- No audit trail
- No automation
- No fraud protection
- No scalability
Joyst = AI marketing + AI transaction OS + zero-display escrow.One platform. One vendor. One integration.
Pilot economics
Start with 50 agents. Prove ROI in 8 weeks.
Platform license waived during pilot. You pay per-seat and per-transaction only. We define success criteria together — and measure them every week.
$79per seat / month$200per transaction$150per ZDBI wire$0platform license (pilot)
-60%
Admin hours per file
-80%
Compliance exceptions
Zero
Wire fraud incidents
40+
Agent NPS on Joyst
From enterprise pilots
Results, not promises
“We ran the pilot with 80 agents. Admin hours dropped 57% in the first month. The compliance team stopped getting exception calls.”
VP of Operations
Top-20 US brokerage
“ZDBI eliminated wire fraud as a risk category for us. That alone justified the platform cost for the next decade.”
Chief Compliance Officer
National title company
“Our agents used to spend 3 hours per file on paperwork. Now it is under 45 minutes. They are closing more deals.”
Director of Closings
Production home builder
One prevented wire fraud incident pays for years of Joyst.
90-minute security briefing. No commitment. See the patent-pending ZDBI architecture and AI transaction automation live — then decide if a pilot makes sense.